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First Time Home Buyers
Welcome > For Buyers > First Time Homebuyers ...

Why Is Now The Best Time To Buy Your First Home? 

1. Find a home by April 30, 2010 and you may be eligible for a $8000 tax credit. 

2. Mortgage rates are still at historic lows. 

3. Inventory is high and prices are low. 

4. You may be able to own a home for less than your monthly rent. 

 

You might be a bit afraid or intimidated by the whole process of buying your first home. As top York County real estate experts, it's our job to guide you, from beginning to end. 

We will take the time to go through each and every step of the buying process. There are no dumb questions! 

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell us a bit about your situation below. We'll get right back to you. There is absolutely no charge, and we offer this to you with no strings attached. 

New to the home buying process? Tell us your concerns. Ask us questions. It's our job to help! There's no obligation, and we promise to get back to you quickly... 

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School Reports in York, Shrewsbury and Red Lion, Pennsylvania
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Real Estate Tips
Pricing >Sellers Beware

Here is a scenario for sellers to avoid. You contact a real estate agent to list your home and the agent suggests that you might get more for your house than comparable homes on the market. The agent assures you that it only takes finding one person who is willing to pay your price!

Some agents approach a listing appointment as if they are bidding for your home. The unfortunate result is that you start out with an unrealistic opinion of your home's value. There is often a strong temptation to work with a person who says what you want to hear. An experienced, reputable real estate agent will back up their opinion of your home's value with hard data. The agent should give you information about the listing price of homes that are currently on the market, and recent selling prices of similar properties in your immediate area.

Even the most heroic marketing efforts won't work on a property that is obviously overpriced, (except in the most exaggerated of seller's markets.) Even if you find a buyer who is willing to pay more than your home is worth, the sale could fall apart when the appraisal comes in lower than the agreed-upon price. Listen to everything, but be careful!

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Real Estate Trivia
Q 
Where is the world's largest wine cellar, and how big is it?

A 
A company in the center of the wine-growing district of South Africa has a cellar that covers an area of 54 acres and has a capacity of 27 million gallons.
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Robert Argento, REALTOR®, real estate agent and broker for York, Shrewsbury and Red Lion, Pennsylvania home listings, property and land for sale - NUMBER1EXPERT(tm)

The Sold Team
Century 21 Heritage Realty

#1 Waterford Professional Center
York
PA, 17402
Work: 717-757-9487
Fax: 717-757-9493
Email: Info@TheSoldTeam.com

#1 Century 21 Sales Team in Pennsylvania

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